Plum Island Homes under $1 million

Welcome to Plum Island, a hidden gem nestled off the coast of Massachusetts in Essex County. This enchanting barrier island, known for its stunning natural beauty and serene landscapes, offers a unique blend of coastal charm and vibrant community spirit. With its pristine beaches, picturesque dunes, and rich wildlife, Plum Island is a sanctuary for nature lovers and outdoor enthusiasts alike.

The island boasts a tranquil atmosphere that sets it apart from the hustle and bustle of nearby towns, making it an ideal retreat for those seeking peace and relaxation. Whether you’re strolling along the sandy shores or exploring the scenic trails of the Parker River National Wildlife Refuge, Plum Island invites you to embrace the beauty of its surroundings.

For prospective homeowners, Plum Island offers an array of charming properties priced under $1 million. Here, you can find delightful beach cottages, modern homes with ocean views, and cozy retreats that perfectly capture the essence of coastal living. These residences not only provide a comfortable abode but also grant you access to the island’s myriad of recreational activities, from kayaking and birdwatching to fishing and beachcombing.

Living on Plum Island means being part of a close-knit community that cherishes its natural environment and promotes a laid-back lifestyle. Experience the joy of waking up to the sound of waves and the sight of breathtaking sunrises, all while enjoying the convenience of nearby amenities in Newburyport and the surrounding areas.

Discover your dream home on Plum Island and immerse yourself in a coastal paradise where every day feels like a vacation!

Newest Plum Island Homes under $1 million

$925,000

3 Beds ⋅ 2 Baths ⋅ 73580631 MLS

Welcome to “Blue Moon,” a quintessential Plum Island cottage offering something increasingly difficult to find on the island: space, character and possibilities. Set on an oversized 9,602 SF double lot on a low-traffic dead-end street, this year-round 3-bedroom, 2-bath home is just one block from the Basin and two blocks from the beach. The approximately 1,220 SF of finished living space includes a main level centered around a truly one-of-a-kind wood-burning brick fireplace, along with the kitchen, living room, sitting room, full bath, mudroom and access to the covered porches. Upstairs are two additional bedrooms, while the finished walkout lower level offers the primary bedroom, second full bath, laundry and utility/work space. Outside, the expansive fenced property features private gardens, generous off-street parking for 6 vehicles, space for outdoor amenities and a detached shed. Enjoy Blue Moon as it is, renovate over time, or explore the significant potential afforded by the unusually large lot—including expansion of the existing home (subject to all applicable municipal approvals). A new propane furnace was installed in May 2026 and the hot water heater is ~5 years. A rare combination of Plum Island charm, an exceptional lot, desirable location and future possibilities. No open houses. Private scheduled showings only.

1 Barker Street, Newburyport

Listing courtesy of Listing Agent: The Bakhtiari Group from Listing Office: Compass.

$399,000

1 Beds ⋅ 1 Baths ⋅ 73575512 MLS

LIVE THE PLUM ISLAND LIFESTYLE - WITH THE BEACH JUST ACROSS THE STREET! This charming year-round 1-bedroom condo delivers the coastal escape everyone wants, without the oceanfront price tag - and with ZERO CONDO FEES. Step inside to a bright, comfortable living room, a spacious eat-in kitchen with abundant cabinet and counter space, a gas stove, plus a separate dining area ideal for meals, entertaining or a home office. The private bedroom and full bath complete this easy, efficient layout. Outside, unwind on your deck, breathe in the salt air and listen to the waves. With public ocean access directly across the street, you can leave the car behind and have your toes in the sand in minutes. Two parking spaces, oil heat, public water/sewer and pets allowed without restriction Whether you're seeking a year-round home, weekend getaway or an investment with income-generating potential, this is your chance to own a slice of Newbury's iconic Plum Island - where every day feels like a vacation!

51 Northern Boulevard Unit 1, Newbury

Listing courtesy of Listing Agent: Revelution Group from Listing Office: eXp Realty LLC - Corporate Office.

$629,000

3 Beds ⋅ 1 Baths ⋅ 73568829 MLS

Fall in love with this irresistibly charming, west-facing Plum Island cottage—a treasured family retreat for decades and the sweetest setting for relaxed island living. The inviting front porch offers a front-row seat to Plum Island’s spectacular sunsets, while the basin is just steps away for launching a kayak or canoe. The ocean and sandy dune beach are only one street away. Inside, two full walls of windows fill the cheerful, open-concept L-shaped living & dining area with amazing natural light and create an inviting space for gathering after a day at the beach. The thoughtfully designed kitchen maximizes cabinet, pantry & dish storage, while three cozy bedrooms and a 3/4 bathroom with shower provide comfortable accommodations. All windows throughout the home are newer vinyl replacements. The property also offers private outdoor space, a storage shed and parking for six cars. The cottage is currently enjoyed seasonally, from approximately April through November. A newer ductless mini-split in the main living area provides heating & cooling but is not considered sufficient for the coldest winter months. The water heater is also newer. Former propane heating units have been disconnected and the propane tanks removed. A vintage plug-in washing machine remains in working condition; with clothesline space in the backyard. You will have an exciting array of possibilities: enjoy this delightful cottage just as it is, thoughtfully improve and update it for year-round living, or explore the potential to create an entirely new island home, much like the recently rebuilt contemporary residence next door. Any renovations, expansion or new construction would be subject to all applicable permitting and approvals. Lovingly held by the same family for generations, this enchanting island haven is now ready for you to begin living your dreams at the beach. Easy to show!

9 58th St, Newburyport

Listing courtesy of Listing Agent: Barb Cullen from Listing Office: Keller Williams Realty Evolution.

$895,000

2 Beds ⋅ 3 Baths ⋅ 73556233 MLS

Great Plum Island Newburyport location! On 70th St., this property is on the north end of the island just a short walk to the Basin, Merrimack River and Jetty Beach! With 1765 total sq ft of living space on three floors, it offers six rooms in total. Through a large entry, you’ll be greeted by an open kitchen, dining and living room area with lots of windows plus a full bath and laundry that complete the 1st floor. Upstairs find the two bedrooms, each with its own bath and views of the Atlantic Ocean or the mouth of the Merrimack River. The lower level offers an extra bonus room with exterior access plus a mechanicals room. Outside are nice storage areas, plenty of off-street parking spaces, and multiple decks that expand the livable spaces. Here you’ll enjoy sunsets, sea breezes, and relaxing evenings after a long beach day. Minutes from downtown Newburyport, this is exactly what you need for your own vacation spot, investment rental, or go all out and build this into the home of your dreams on The Island!

10 70th Street, Newburyport

Listing courtesy of Listing Agent: Barry Mitchell from Listing Office: Coldwell Banker Realty.

$990,000

6 Beds ⋅ 3 Baths ⋅ 73535880 MLS

**Seller open to "seller-financing" / partnership structures. One of the most compelling redevelopment opportunity available on Plum Island, with the the property offering ocean views just steps to the beach & attractions. Situated on a 6,499sqft lot with 6 off-street parking spaces, the property is a grandfathered legal 3-family structure containing ~1,810sqft of living area. 2 potential development concepts may include: (1) three luxury 2-bedroom, 1-bath condos with parking & outdoor deck space; or (2) two larger 3-bedroom luxury condos with parking & outdoor deck space. Conceptual plans are available to qualified buyers. Additional development potential and/or expanded FAR (Floor Area Ratio) may be possible through future town permitting/approvals. Buyer to perform all due diligence. Seller/Seller's agent make no representations or warranties regarding the condition of the existing structure & do not represent the building as salvageable for renovation. Property sold as-is.

5 Northern Blvd, Newbury

Listing courtesy of Listing Agent: The Bakhtiari Group from Listing Office: Compass.

$850,000

3 Beds ⋅ 2 Baths ⋅ 73529670 MLS

Here is your once-in-a-generation chance to plant roots or pour a foundation on one of the most coveted barrier islands on the entire New England coast. Plum Island is an 11-mile barrier island named for the wild beach plums that grow in its sandy dunes. Right at the heart of it all sits 32 Plum Island Blvd .25 acre lot w/ roots going back to 1935, now ready for a bold new vision. The existing structure has lived a full life. Now it's time to let the land speak. Whether you choose to tear down & build fresh or gut-renovate and reimagine, this lot offers something no amount of money can manufacture: location, ocean proximity, & the soul of Plum Island. Envision a custom-designed coastal home rising from this footprint- soaring ceilings of glass that frame the Atlantic, wide-plank white oak floors, wraparound decks where salt air replaces every worry, & a rooftop perch from which you can watch the sun melt into the Parker River marsh to the west while the full moon rises over the ocean.

32 Plum Island Blvd, Newbury

Listing courtesy of Listing Agent: Jackie O Real Estate Team from Listing Office: Keller Williams Realty Boston-Metro | Back Bay.

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